Yes! According to FICO, the developer of the most commonly used credit scoring model, America’s average score has reached 706. A score over 700 is usually deemed good. In the financial world, a perfect credit score of 850 has often Read More
As much as you might loathe dealing with taxes, you can’t get away from them. With the year ending soon, the 2020 tax season approaches fast. So if you haven’t begun gathering and putting your tax papers together, starting soon Read More
Every once in a while you may be pleasantly surprised to find some extra money left in your budget. Maybe you didn’t use the air conditioner as much, or you didn’t spend as much on gas. Whatever the reason, when Read More
Credit cards are the most widely used mode of payment today. The main reason for their popularity is convenience. However, the flipside of using credit cards is that some of us have the tendency to mismanage and overuse them. This Read More
It’s a known fact that a college degree often pays much more than a high school diploma. In general, a person with a college education earns almost twice as much as someone without it. But even amongst college grads, salaries Read More
Everyone dreams of buying a home. While it can be a very exciting and fulfilling experience, it is also a huge financial step. And that’s why it can turn out to be daunting and stressful as well. Complex paperwork, credit Read More
Getting your finances in order for the end of the year takes a significant amount of time, which is why it’s always wise to gear up your financial to-do list. Since most year-end planning avenues come with strict deadlines, it’s Read More
Franchising is one of the most popular forms of retail entrepreneurship. Each year more than 200 new franchise systems are started in the U.S. But not all of them flourish. While some franchise businesses thrive, some others fail miserably. What Read More
A financially comfortable retirement is everyone’s dream. And in order to live that dream, you should start saving early. But the million-dollar question is- how much money do you need to save for those golden years? Unfortunately, there’s no real Read More
I don’t know about you, but sometimes I have a tendency to approach the holidays like a wild animal being released from its cage. Just like a kid in a candy store, I’m all over the place. With sales and Read More